Your Privacy Choices

Some US state privacy laws give you the right to opt out of the “sale” or “sharing” of your personal information. This page is where you exercise that right. It works alongside our Privacy Policy.

What we do and don't do

We do not sell your personal information for money, and we never sell or share your bank transactions, card portfolio, or point balances. What can count as “sharing” under some state laws is narrower than it sounds:

• Google Analytics. We use Google Analytics to measure aggregate traffic. Google Analytics 4 does not log or store IP addresses, and we keep Google Signals and advertising features turned off, but exchanging analytics data for a free analytics service can be treated as a “sale” or “share” under some laws.
• Apply and partner links. When you click an “Apply” link, or a link to a partner site such as an award-search tool, the click passes through a PointBagel redirect. If you are signed in and have not opted out, we attach your account and your plan to that click, plus, for an Apply click, a small snapshot of your portfolio, for our own demand analytics. We do not send that record to the card issuer or to any partner, but the attribution can be treated as “sharing.”
• First-party usage events. While you are signed in and have not opted out, in-product usage events (such as which pages you view) are associated with your account so we can find bugs and improve the product.
• How you found us. When you visit, we note the website or link that sent you, and save it with your account if you sign up. Opting out stops this and deletes the record.

What opting out does not touch: the network-level request logging our hosting and security providers perform to deliver and protect the site. That happens before your browser runs any of our code, so this control cannot switch it off. It sets no cookies of ours and is not used to profile you.

Opt out here

Use the control below to opt out. When you opt out, we turn off Google Analytics in your browser, stop attaching your account to Apply and partner-link clicks, stop attaching your account to first-party usage events, and stop recording how you found PointBagel. Your links keep working exactly the same way - opting out never blocks a click.

Global Privacy Control

We honor the Global Privacy Control (GPC) signal automatically. If your browser or a browser extension sends GPC, we treat you as opted out without any action on your part, and the control above will show that the signal is being honored.

How your choice is remembered

Your opt-out is stored in a first-party cookie on this browser, so you may need to opt out again on other browsers or devices, or if you clear cookies. If you are signed in, we also save the choice to your account, so it follows you on every device where you sign in. This choice contains no personal information beyond the opt-out itself.

Questions

To ask about these choices or exercise any other privacy right, email [email protected].