Current Transfer Bonuses
Card programs sometimes add a bonus when you move points to an airline or hotel partner. This page lists the bonuses running now, the ones announced for the next 60 days, and any that ended in the last 30 days. Each running bonus shows the standard ratio, the ratio with the bonus, and the last day.
We list a bank's bonus until 11:59 PM Eastern time on its last day, and a Bilt Rent Day bonus until 11:59 PM Pacific time. The offer terms give the exact cutoff.
Running now
American Express Membership Rewards
Bonus: 30%.
Standard 1:2. With the bonus, 1:2.6.
We last checked this bonus on Sep 5, 2026.
Capital One Miles
Bonus: 30%.
Standard 1:0.75. With the bonus, 1:0.975.
We last checked this bonus on Sep 5, 2026.
Chase Ultimate Rewards
Bonus: 20%.
Standard 1:1. With the bonus, 1:1.2.
We last checked this bonus on Aug 13, 2026.
Bonus: 70%.
Standard 1:1. With the bonus, 1:1.7.
We last checked this bonus on Sep 17, 2026.
Citi ThankYou Points
Bonus: 25%.
Standard 1:0.7 to 1:1. With the bonus, 1:0.875 to 1:1.25.
The rate depends on which card you hold: the lower figure in each range is for lower-tier cards, and the higher one is for premium cards.
We last checked this bonus on Sep 20, 2026.
Bonus: 30%.
Standard 1:0.7 to 1:1. With the bonus, 1:0.91 to 1:1.3.
The rate depends on which card you hold: the lower figure in each range is for lower-tier cards, and the higher one is for premium cards.
We last checked this bonus on Sep 20, 2026.
Starting soon
Bilt Rewards
Bonus: 25% to 100%, depending on your Bilt status tier.
Standard 1:0.5. With the bonus, 1:0.625 to 1:1.
The bonus applies to the first 100,000 Bilt points you transfer, and anything above that converts at the standard rate.
Bonus by Bilt status: Amtrak Guest Rewards Status Bonus Ratio with the bonus Blue 25% 1:0.625 Silver 50% 1:0.75 Gold 75% 1:0.875 Platinum 100% 1:1 Blue members can pay $400 in Bilt Cash to raise their bonus to 50%. Check the price in the Bilt app before you pay.
Silver members can pay $400 in Bilt Cash to raise their bonus to 75%. Check the price in the Bilt app before you pay.
Gold members can pay $400 in Bilt Cash to raise their bonus to 100%. Check the price in the Bilt app before you pay.
Platinum members can pay $400 in Bilt Cash to raise their bonus to 125%. Check the price in the Bilt app before you pay.
We last checked this bonus on Sep 25, 2026.
Bonus: 75% to 175%, depending on your Bilt status tier.
Standard 1:1. With the bonus, 1:1.75 to 1:2.75.
The bonus applies to the first 100,000 Bilt points you transfer, and anything above that converts at the standard rate.
Bonus by Bilt status: Hilton Honors Status Bonus Ratio with the bonus Blue 75% 1:1.75 Silver 100% 1:2 Gold 150% 1:2.5 Platinum 175% 1:2.75 Blue members can pay $200 in Bilt Cash to raise their bonus to 100%. Check the price in the Bilt app before you pay.
Silver members can pay $200 in Bilt Cash to raise their bonus to 150%. Check the price in the Bilt app before you pay.
Gold members can pay $200 in Bilt Cash to raise their bonus to 175%. Check the price in the Bilt app before you pay.
Platinum members can pay $200 in Bilt Cash to raise their bonus to 200%. Check the price in the Bilt app before you pay.
We last checked this bonus on Sep 25, 2026.
Ended in the last 30 days
American Express Membership Rewards
Bonus: 30%.
Bonus: 30%.
Bonus: 30%.
Bilt Rewards
Bonus: 25% to 75%, by Bilt status tier.
Capital One Miles
Bonus: 15%.
Chase Ultimate Rewards
Bonus: 70%.
Citi ThankYou Points
Leading Hotels of the World Leaders Club
Bonus: 25%.
Bonus: 40%.
What is a bonus worth to you?
A bonus only helps if the partner is where you would use the points anyway. Add your cards to PointBagel, or connect PointBagel in ChatGPT or Claude, and ask about a specific transfer with your own balances.
Point transfers are one-way and cannot be reversed - confirm the award is bookable before you transfer.
Common questions
- Do I need to register for a transfer bonus?
- Some bonuses only apply after you register for the offer, and we mark those. If a bonus says registration is required, register before you move any points.
- When does a transfer bonus end?
- We list a bank's bonus until 11:59 PM Eastern time on its last day, and a Bilt Rent Day bonus until 11:59 PM Pacific time. The offer terms give the exact cutoff, so don't leave a transfer to the last evening.
- Why do some bonuses show a range of rates?
- Some banks transfer at a lower rate from some of their cards, and Bilt bonuses depend on your Bilt status. We show the whole range so nobody reads a rate their card can't get.
- Can I undo a transfer?
- No. Point transfers are one-way. Make sure the award you want is available before you move points.
- How do you check these bonuses?
- We read each bonus from the bank's offer page or from several published reports, and we show the day we last checked it where we have one.