Rotating 5% Categories Calendar

Q4 2026 (current)

Grocery Stores, Dining, American Red Cross

Chase Freedom Flex, Dining: 7x total (3x card rate + 4x quarterly bonus), until the quarterly cap, then 1x

up to $1,500/quarter (activation required)

Source: issuer press release, verified 2026-09-16.

Q4 2026 (current)

Restaurants, Entertainment, Utilities (internet, cable, TV and phone, paid online or by phone), Utilities (residential electricity, natural gas, water)

up to $1,500/quarter (activation required)

Source: issuer's logged-in account terms, verified 2026-09-21.

Q4 2026 (current)

Restaurants, Citi Travel

up to $300 total cash back per calendar year (activation required)

Citi limits total cash back to $300 per calendar year, so at most $6,000 of 5% spend.

Source: issuer page, verified 2026-09-21.

Q4 2026 (current)

Eating Places, Restaurants, Fast Food Restaurants, Grocery Stores, Supermarkets, Home Supply Warehouse Stores, Discount Stores, Department Stores, Wholesale Clubs, Miscellaneous and Specialty Retail Stores, Drug Stores, Pharmacies, Sporting Goods Stores, Equipment, Furniture and Home Furnishings Stores (except Appliances), Electronic Sales, Book Stores, Miscellaneous General Merchandise Stores, Gas, Amazon

up to $75 of bonus cash per quarter (about $1,500 of spend)

Nusenda caps the bonus at $75 cash back per quarter, about $1,500 of 5% spend.

Source: issuer PDF, verified 2026-09-21.