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Points programs

Reference pages for 45+ loyalty programs. Each one shows what the points are worth by redemption method, every transfer partner with its exact ratio, and the documented redemptions behind the numbers. Sourced and dated, the same way the optimizer computes them.

Transferable bank currencies

The flexible points at the center of most portfolios. Each page lists every transfer partner, the exact ratio, and what the points are worth across redemption methods.

Airline programs

Frequent flyer currencies, including the sweet spots that justify transfers in from bank points.

Hotel programs

Hotel point currencies and what a point realistically buys.

Cruise programs

Cruise line loyalty currencies. Values reflect only what the program has published, so a program that has not published redemption rates shows exactly that.

How we value points. Every benchmark on these pages carries a redemption method, a rationale you can read, and - where the program has an award chart - a range; 67 of 149 also cite a named primary source, and every sweet spot shows its last-verified date. Read the methodology.