PointBagel

Points programs

Reference pages for 45+ loyalty programs. Each one shows what the points are worth by redemption method, every transfer partner with its exact ratio, and the documented redemptions behind the numbers. Sourced and dated, the same way the optimizer computes them.

Transferable bank currencies

The flexible points at the center of most portfolios. Each page lists every transfer partner, the exact ratio, and what the points are worth across redemption methods.

Airline programs

Frequent flyer currencies, including the sweet spots that justify transfers in from bank points.

Hotel programs

Hotel point currencies and what a point realistically buys.

How we value points. Every figure on these pages traces to a documented redemption with a source and a last-verified date. Read the methodology.