Which card should I use at Amazon?
Amazon Prime Store Card and Amazon Prime Visa have their own rate at Amazon. Every rate below was checked against the card issuer's or the store's own pages.
Cards are ordered by the value they earn per dollar here at our Balanced point values. The order is never paid for. Value per $100 assumes you have room left under any earning cap. Where a rate needs a membership, the value is for the first rate the row shows.
How purchases at Amazon are counted
Amazon.com takes Visa, Mastercard, Discover and American Express.
The Prime Visa pays 5% with Prime on Amazon.com orders, including items from other sellers and Amazon gift cards.
Paying with Amazon Pay on another website does not earn the Prime Visa's Amazon rate.
Cards at Amazon
Cards with their own rate at Amazon
| Card | What it earns here | Value per $100 |
|---|---|---|
| Amazon Prime Store Card | 5% with Prime | $5.00 |
| Amazon Prime Visa | 5% with Prime | $5.00 |
No annual fee
| Card | What it earns here | Value per $100 |
|---|---|---|
| The Blue Business® Plus Credit Card from AmexBusiness | 2x pointsOn up to $50,000 a year across every purchase on this card, then 1x. | $4.92 |
| Citi Double Cash® Card | 2x pointsThis value assumes full transfer rates to travel partners, which need a second card from the same bank. | $4.60 |
| Chase Freedom Unlimited | 1.5x pointsThis value assumes the points move to travel partners, which needs a second card from the same bank. | $3.35 |
| Chase Ink Business UnlimitedBusiness | 1.5x pointsThis value assumes the points move to travel partners, which needs a second card from the same bank. | $3.35 |
| Capital One VentureOne BusinessBusiness | 1.5x miles | $3.27 |
| Blue Cash Everyday® Card from American Express | 3% cash backOn up to $6,000 a year across U.S. online retail purchases on this card, then 1%. | $3.00 |
| GM Rewards™ Mastercard® from Barclays | 3x pointsYou need a GM MyAccount to redeem GM Rewards points on GM websites, in GM mobile apps or through a GM vehicle. | $3.00 |
| American Airlines AAdvantage® MileUp℠ Card | 1x miles | $3.00 |
Annual fee
| Card | What it earns here | Value per $100 |
|---|---|---|
| Bilt Palladium Card | 2x points | $5.02 |
| Capital One Venture Rewards Credit Card | 2x miles | $4.36 |
| Capital One Venture BusinessBusiness | 2x miles | $4.36 |
| Capital One Venture X Rewards Credit Card | 2x miles | $4.36 |
| Capital One Venture X Business CardBusiness | 2x miles | $4.36 |
| Air France KLM Visa Signature | 1.5x miles | $3.75 |
| United Club℠ Business CardBusiness | 1.5x miles | $3.45 |
| Citi Strata Elite℠ Card | 1.5x points | $3.45 |
Other cards earn here too. Check the cards you hold in Which Card.
A card is listed only once we have read its rate on the issuer's or the store's own page.
From credit unions and other member-only issuers
These cards pay more than their base rate here, but only members of the issuing institution can get them, so they sit outside the order above. They matter if you already hold one.
- Affinity FCU Visa Signature Cash Back: 5% cash back. From Affinity Federal Credit UnionCounts when Amazon's charge is coded as a bookstore purchase.On up to $1,000 a month.
Questions
- Does the Prime Visa pay its Amazon rate through Amazon Pay?
- No. Purchases on other websites paid with Amazon Pay do not earn the Prime Visa's Amazon rate.
Sources
- Amazon Prime Store Card
- Amazon Prime Visa
- The Blue Business® Plus Credit Card from Amex
- Citi Double Cash® Card
- Chase Freedom Unlimited
- Chase Ink Business Unlimited
- Capital One VentureOne Business
- Blue Cash Everyday® Card from American Express
- GM Rewards™ Mastercard® from Barclays
- American Airlines AAdvantage® MileUp℠ Card
- Bilt Palladium Card
- Capital One Venture Rewards Credit Card
- Capital One Venture Business
- Capital One Venture X Rewards Credit Card
- Capital One Venture X Business Card
- Air France KLM Visa Signature
- United Club℠ Business Card
- Citi Strata Elite℠ Card
- Affinity FCU Visa Signature Cash Back
- Amazon