Which card should I use at Uber and Uber Eats?
SKYPASS SkyBlue Visa® Card, TAP Miles&Go American Express, Apple Card, Wyndham Rewards® Earner℠ Plus Card, Wyndham Rewards Earner℠ Premier Card and Marriott Bonvoy Bold® Credit Card have their own rate at Uber. Every rate below was checked against the card issuer's or the store's own pages.
Cards are ordered by the value they earn per dollar here at our Balanced point values. The order is never paid for. Value per $100 assumes you have room left under any earning cap. Where a rate needs a membership, the value is for the first rate the row shows.
How purchases at Uber and Uber Eats are counted
Uber rides and Uber Eats orders are different purchases. Chase, for example, lists rideshare under transit and counts a delivery order as dining only when it is coded as a restaurant purchase.
Cards at Uber
Cards with their own rate at Uber
| Card | What it earns here | Value per $100 |
|---|---|---|
| SKYPASS SkyBlue Visa® Card | 2x miles | $5.00 |
| TAP Miles&Go American Express | 2x miles | $3.20 |
| Apple Card | 3% Daily CashWith Apple Pay. | $3.00 |
| Wyndham Rewards® Earner℠ Plus Card | 4x points | $2.80 |
| Wyndham Rewards Earner℠ Premier Card | 4x points | $2.80 |
| Marriott Bonvoy Bold® Credit Card | 2x points | $1.40 |
No annual fee
| Card | What it earns here | Value per $100 |
|---|---|---|
| Wells Fargo Autograph℠ Card | 3x points | $6.30 |
| The Blue Business® Plus Credit Card from AmexBusiness | 2x pointsOn up to $50,000 a year across every purchase on this card, then 1x. | $4.92 |
| United Gateway℠ Card | 2x miles | $4.60 |
| Citi Double Cash® Card | 2x pointsThis value assumes full transfer rates to travel partners, which need a second card from the same bank. | $4.60 |
| Chase Freedom Unlimited | 1.5x pointsThis value assumes the points move to travel partners, which needs a second card from the same bank. | $3.35 |
| Chase Ink Business UnlimitedBusiness | 1.5x pointsThis value assumes the points move to travel partners, which needs a second card from the same bank. | $3.35 |
| Capital One VentureOne BusinessBusiness | 1.5x miles | $3.27 |
| GM Rewards™ Mastercard® from Barclays | 3x pointsYou need a GM MyAccount to redeem GM Rewards points on GM websites, in GM mobile apps or through a GM vehicle. | $3.00 |
Annual fee
| Card | What it earns here | Value per $100 |
|---|---|---|
| Atmos Rewards Ascent Visa Signature® Card | 2x points | $6.20 |
| Atmos Rewards Visa Signature® Business CardBusiness | 2x points | $6.20 |
| Citi® / AAdvantage® Globe™ Mastercard® | 2x miles | $6.00 |
Some cards pay extra on taxis and limousines; their terms do not say whether Uber rides count.
Other cards earn here too. Check the cards you hold in Which Card.
A card is listed only once we have read its rate on the issuer's or the store's own page.
From credit unions and other member-only issuers
These cards pay more than their base rate here, but only members of the issuing institution can get them, so they sit outside the order above. They matter if you already hold one.
- Affinity FCU Visa Signature Cash Back: 2% cash back. From Affinity Federal Credit Union
Cards at Uber Eats
Cards with their own rate at Uber Eats
| Card | What it earns here | Value per $100 |
|---|---|---|
| Apple Card | 3% Daily CashWith Apple Pay. | $3.00 |
| Marriott Bonvoy Bold® Credit Card | 2x points | $1.40 |
No annual fee
| Card | What it earns here | Value per $100 |
|---|---|---|
| Chase Freedom Flex | 7x pointsOn up to $1,500 a quarter across the quarter's bonus categories.In Q4 2026, if you activate the bonus by December 14, 2026.Counts when the app's charge is coded as a restaurant purchase.This value assumes the points move to travel partners, which needs a second card from the same bank. | $15.61 |
| Chase Freedom Unlimited | 3x pointsCounts when the app's charge is coded as a restaurant purchase.This value assumes the points move to travel partners, which needs a second card from the same bank. | $6.69 |
| The Blue Business® Plus Credit Card from AmexBusiness | 2x pointsOn up to $50,000 a year across every purchase on this card, then 1x. | $4.92 |
| Citi Double Cash® Card | 2x pointsThis value assumes full transfer rates to travel partners, which need a second card from the same bank. | $4.60 |
| Citi Strata℠ Card | 2x pointsCounts when the app's charge is coded as a restaurant purchase.This value assumes full transfer rates to travel partners, which need a second card from the same bank. | $4.60 |
| Chase Ink Business Cash® Credit CardBusiness | 2x pointsOn up to $25,000 a year across dining and gas on this card, then 1x.Counts when the app's charge is coded as a restaurant purchase.This value assumes the points move to travel partners, which needs a second card from the same bank. | $4.46 |
| U.S. Bank Altitude® Go Visa Signature® Card | 4x pointsOn up to $2,000 a quarter across dining, takeout and restaurant delivery on this card, then 1x.Counts when the app's charge is coded as a restaurant purchase.Points from this card cannot move to travel partners, so this value counts each point at 1 cent. | $4.00 |
| U.S. Bank Altitude® Go Visa® Secured Card | 4x pointsOn up to $2,000 a quarter across dining, takeout and restaurant delivery on this card, then 1x.Counts when the app's charge is coded as a restaurant purchase.Points from this card cannot move to travel partners, so this value counts each point at 1 cent. | $4.00 |
Annual fee
| Card | What it earns here | Value per $100 |
|---|---|---|
| American Express® Gold Card | 4x pointsOn up to $50,000 a year across restaurants worldwide on this card, then 1x.Counts when the app's charge is coded as a restaurant purchase. | $9.84 |
| Atmos Rewards Summit Visa Infinite | 3x pointsCounts when the app's charge is coded as a restaurant purchase. | $9.30 |
| Aeroplan® Credit Card | 3x pointsFor purchases that post by December 31, 2026.Counts when the app's charge is coded as a restaurant purchase. | $8.10 |
| Bilt Obsidian Card | 3x pointsIf dining is your default 3X category.Counts when the app's charge is coded as a restaurant purchase. | $7.53 |
Other cards earn here too. Check the cards you hold in Which Card.
A card is listed only once we have read its rate on the issuer's or the store's own page.
From credit unions and other member-only issuers
These cards pay more than their base rate here, but only members of the issuing institution can get them, so they sit outside the order above. They matter if you already hold one.
- Nusenda Visa® Platinum Cash Rewards Credit Card: 5% cash back. From Nusenda Credit UnionUp to $75 in bonus cash a quarter across the quarter's bonus categories.In Q4 2026.Counts when the app's charge is coded as a restaurant purchase.
Questions
- Do Uber rides and Uber Eats earn the same rate?
- It depends on the card. A ride is a rideshare or transit purchase, and an Uber Eats order is a delivery purchase. Chase, for example, counts a delivery order as dining only when it is coded as a restaurant purchase.
Sources
- SKYPASS SkyBlue Visa® Card
- TAP Miles&Go American Express
- Apple Card
- Wyndham Rewards® Earner℠ Plus Card
- Wyndham Rewards Earner℠ Premier Card
- Marriott Bonvoy Bold® Credit Card
- Wells Fargo Autograph℠ Card
- The Blue Business® Plus Credit Card from Amex
- United Gateway℠ Card
- Citi Double Cash® Card
- Chase Freedom Unlimited
- Chase Ink Business Unlimited
- Capital One VentureOne Business
- GM Rewards™ Mastercard® from Barclays
- Atmos Rewards Ascent Visa Signature® Card
- Atmos Rewards Visa Signature® Business Card
- Citi® / AAdvantage® Globe™ Mastercard®
- Affinity FCU Visa Signature Cash Back
- Chase Ink Business Preferred
- U.S. Bank Altitude® Connect Visa Signature® Card
- U.S. Bank Business Altitude® Connect Visa Signature® Card
- FNBO Getaway® Mastercard® Card
- Chase Freedom Flex
- Citi Strata℠ Card
- Chase Ink Business Cash® Credit Card
- U.S. Bank Altitude® Go Visa Signature® Card
- U.S. Bank Altitude® Go Visa® Secured Card
- American Express® Gold Card
- Atmos Rewards Summit Visa Infinite
- Aeroplan® Credit Card
- Bilt Obsidian Card
- Nusenda Visa® Platinum Cash Rewards Credit Card
- Uber and Uber Eats