Which card should I use at Walmart?
OnePay CashRewards Card has its own rate at Walmart. Every rate below was checked against the card issuer's or the store's own pages.
Cards are ordered by the value they earn per dollar here at our Balanced point values. The order is never paid for. Value per $100 assumes you have room left under any earning cap. Where a rate needs a membership, the value is for the first rate the row shows.
How purchases at Walmart are counted
On the OnePay CashRewards card, Walmart means Walmart stores, Walmart gas stations, the Walmart app and Walmart.com. Items sold by other sellers on Walmart.com and Sam's Club purchases do not count.
American Express, for example, does not count Target or Walmart as a U.S. supermarket.
Cards at Walmart
Cards with their own rate at Walmart
| Card | What it earns here | Value per $100 |
|---|---|---|
| OnePay CashRewards Card | 3%, or 5% cash back with Walmart+ linked to the card | $3.00 |
No annual fee
| Card | What it earns here | Value per $100 |
|---|---|---|
| The Blue Business® Plus Credit Card from AmexBusiness | 2x pointsOn up to $50,000 a year across every purchase on this card, then 1x. | $4.92 |
| Citi Double Cash® Card | 2x pointsThis value assumes full transfer rates to travel partners, which need a second card from the same bank. | $4.60 |
| Chase Freedom Unlimited | 1.5x pointsThis value assumes the points move to travel partners, which needs a second card from the same bank. | $3.35 |
| Chase Ink Business UnlimitedBusiness | 1.5x pointsThis value assumes the points move to travel partners, which needs a second card from the same bank. | $3.35 |
| Capital One VentureOne BusinessBusiness | 1.5x miles | $3.27 |
| GM Rewards™ Mastercard® from Barclays | 3x pointsYou need a GM MyAccount to redeem GM Rewards points on GM websites, in GM mobile apps or through a GM vehicle. | $3.00 |
| American Airlines AAdvantage® MileUp℠ Card | 1x miles | $3.00 |
| Robinhood Gold Card | 3% cash backNeeds an active annual Robinhood Gold membership. | $3.00 |
Annual fee
| Card | What it earns here | Value per $100 |
|---|---|---|
| Bilt Palladium Card | 2x points | $5.02 |
| Capital One Venture Rewards Credit Card | 2x miles | $4.36 |
| Capital One Venture BusinessBusiness | 2x miles | $4.36 |
| Capital One Venture X Rewards Credit Card | 2x miles | $4.36 |
| Capital One Venture X Business CardBusiness | 2x miles | $4.36 |
| Air France KLM Visa Signature | 1.5x miles | $3.75 |
| United Club℠ Business CardBusiness | 1.5x miles | $3.45 |
| Citi Strata Elite℠ Card | 1.5x points | $3.45 |
Other cards earn here too. Check the cards you hold in Which Card.
A card is listed only once we have read its rate on the issuer's or the store's own page.
Questions
- Does Walmart count as a grocery store for card rewards?
- Not on every card. American Express, for example, does not count Target or Walmart as a U.S. supermarket.
- What does OnePay's 5% at Walmart need?
- A Walmart+ membership linked to your OnePay CashRewards card. Without it the card earns 3% at Walmart.
Sources
- OnePay CashRewards Card
- The Blue Business® Plus Credit Card from Amex
- Citi Double Cash® Card
- Chase Freedom Unlimited
- Chase Ink Business Unlimited
- Capital One VentureOne Business
- GM Rewards™ Mastercard® from Barclays
- American Airlines AAdvantage® MileUp℠ Card
- Robinhood Gold Card
- Bilt Palladium Card
- Capital One Venture Rewards Credit Card
- Capital One Venture Business
- Capital One Venture X Rewards Credit Card
- Capital One Venture X Business Card
- Air France KLM Visa Signature
- United Club℠ Business Card
- Citi Strata Elite℠ Card
- Walmart