October 4, 2026 · 3 min read
Seven bank transfer bonuses are running in October, from Amex, Chase, Citi and Capital One. For each one we worked out what a point is worth kept, moved normally, and moved with the bonus. Citi to Avianca and Japan Airlines come out furthest ahead; the two hotel bonuses still lose value.
transfer-bonuses · amex · chase
August 1, 2026 · 10 min read
American Express quietly added The Leading Hotels of the World's Leaders Club as its 20th transfer partner on July 28, 2026, at 4:1. It is the most valuable hotel transfer Amex offers, and there is no award chart behind it: reward nights are priced off each hotel's own published cash rate. Here is what Leaders Club points are worth, and why our Amex valuation went up when the partner landed.
amex · membership-rewards · transfer-partners
April 29, 2026 · 11 min read
A four-step framework for deciding whether a card is worth its annual fee, and what to do when it isn't.
annual-fees · strategy · retention-offers
April 6, 2026 · 11 min read
The Chase Trifecta costs $95/year and the Amex Trifecta costs $1,220 before credits. Both are elite setups - but they serve different types of spenders.
chase · amex · trifecta
April 2, 2026 · 11 min read
Both cards are the most popular mid-tier travel cards on the market, but they're built for different spenders. Here's the math at three different spending profiles.
chase · amex · sapphire-preferred
