May 5, 2026 · 9 min read
Most credit card bonus categories have spending caps that drop your earning rate to 1x after a threshold. Here's the math on how caps affect the Amex Gold, Citi Custom Cash, Freedom Flex, and more - and why families should pay extra attention.
earning-caps · amex-gold · citi-custom-cash
April 2, 2026 · 11 min read
Both cards are the most popular mid-tier travel cards on the market, but they're built for different spenders. Here's the math at three different spending profiles.
chase · amex · sapphire-preferred
March 13, 2026 · 8 min read
The Amex Gold and Chase Sapphire cards all claim to be top dining cards - but when you run the actual numbers, the differences are more nuanced than the marketing suggests.
dining · amex-gold · chase-sapphire
March 9, 2026 · 9 min read
From the Amex Gold's 4x Membership Rewards to the no-fee Citi Custom Cash, here's exactly which grocery card makes sense at every spend level - and why the earning caps matter more than you think.
groceries · amex-gold · citi-custom-cash
