March 25, 2026 · 11 min read
Is the Amex Platinum Worth It in 2026? A Brutally Honest Break-Even Analysis
The Amex Platinum comes with $1,629 in credits against an $895 annual fee - but most people use less than half of them. Here is a realistic look at who should get it, who should cancel it, and why the card is overrated for most people.
amex-platinum · annual-fee · break-even