March 6, 2026 · 10 min read
Transfer partners are the reason flexible points currencies are worth 2-3x more than cash back. Here's exactly how they work, when to use them, and why ratios matter more than you think.
transfer-partners · beginners · strategy
March 3, 2026 · 8 min read
Cents per point (CPP) is the one number that tells you whether a redemption is brilliant or terrible. Here's how to calculate it, why it varies so wildly, and the three-tier framework that makes sense of it all.
cpp · valuations · points-value
February 27, 2026 · 9 min read
Cash back gives you certainty. Points give you flexibility. Miles give you the highest ceiling. Here's how the three reward types actually compare - with real numbers.
cash-back · points · miles
February 25, 2026 · 8 min read
Credit card rewards aren't complicated - they're just poorly explained. Here's a plain-English breakdown of how rewards work, the three types that exist, and how to start getting more from cards you already have.
beginners · rewards-basics · points
