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PointBagel Blog

Point valuation updates, strategy insights, and credit card news.

March 6, 2026 · 10 min read

How Credit Card Transfer Partners Work: The Complete Explainer

Transfer partners are the reason flexible points currencies are worth 2-3x more than cash back. We cover how a transfer works and when to use one instead of your bank's travel portal.

transfer-partners · beginners · strategy

March 3, 2026 · 8 min read

Understanding Cents Per Point: The Single Most Important Metric

Cents per point (CPP) is the one number that tells you whether a redemption is brilliant or terrible. Here's how to calculate it, why it varies so wildly, and the three-tier framework that makes sense of it all.

cpp · valuations · points-value