PointBagel Blog

Point valuation updates, strategy insights, and credit card news.

March 28, 2026 · 10 min read

Capital One Venture X: The Best Low-Hassle Travel Card?

The Venture X has a $395 fee but effectively costs $0 after credits. If you want one premium travel card that doesn't require a PhD to use, this is the strongest case.

capital-one · venture-x · travel-cards

March 25, 2026 · 11 min read

Is the Amex Platinum Worth It in 2026? A Brutally Honest Break-Even Analysis

The Amex Platinum comes with $1,629 in credits against an $895 annual fee - but most people use less than half of them. Here is a realistic look at who should get it, who should cancel it, and why the card is overrated for most people.

amex-platinum · annual-fee · break-even

March 18, 2026 · 10 min read

The Best Credit Cards for Travel in 2026

From the $895 Amex Platinum to the $95 Citi Strata Premier, here is how to match the right travel card to your actual travel style - with real fee math, lounge access comparisons, and break-even analysis.

travel · amex-platinum · chase-sapphire-reserve