March 25, 2026 · 11 min read
The Amex Platinum comes with $1,629 in credits against an $895 annual fee - but most people use less than half of them. Here is a realistic look at who should get it, who should cancel it, and why the card is overrated for most people.
amex-platinum · annual-fee · break-even
March 13, 2026 · 8 min read
The Amex Gold and Chase Sapphire cards all claim to be top dining cards - but when you run the actual numbers, the differences are more nuanced than the marketing suggests.
dining · amex-gold · chase-sapphire
March 9, 2026 · 9 min read
From the Amex Gold's 4x Membership Rewards to the no-fee Citi Custom Cash, here's exactly which grocery card makes sense at every spend level - and why the earning caps matter more than you think.
groceries · amex-gold · citi-custom-cash
