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PointBagel Blog

Point valuation updates, strategy insights, and credit card news.

September 21, 2026 · 7 min read

Chase's Aeroplan Refresh: Up to 5X on Air Canada, a $195 Fee, and a Downgrade on Dining and Groceries

Chase's September 10 refresh raises the Aeroplan card's annual fee to $195, adds automatic Aeroplan 25K status, and pushes travel and gas earning rates up. The catch: the 3X dining and grocery rate is now on a clock, stepping down to 2X on January 1, 2027. Here is exactly what changed, who comes out ahead, and how PointBagel tracks a date-based rate change like this one.

chase · aeroplan · air-canada

September 15, 2026 · 6 min read

Military fee waivers on credit cards come down to one date

If a bank waives your credit card's annual fee for military service, what decides it is the day the account was opened, set against the day you went on active duty. Here is how the two laws work, what we record, and why nobody can look that date up for you later.

military · scra · mla