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PointBagel Blog

Point valuation updates, strategy insights, and credit card news.

August 1, 2026 · 10 min read

Amex Added Leading Hotels of the World at 4:1, Its Most Valuable Hotel Transfer

American Express quietly added The Leading Hotels of the World's Leaders Club as its 20th transfer partner on July 28, 2026, at 4:1. It is the most valuable hotel transfer Amex offers, and there is no award chart behind it: reward nights are priced off each hotel's own published cash rate. Here is what Leaders Club points are worth, and why our Amex valuation went up when the partner landed.

amex · membership-rewards · transfer-partners

March 6, 2026 · 10 min read

How Credit Card Transfer Partners Work: The Complete Explainer

Transfer partners are the reason flexible points currencies are worth 2-3x more than cash back. Here's exactly how they work, when to use them, and why ratios matter more than you think.

transfer-partners · beginners · strategy