PointBagel
PointBagel Blog

Point valuation updates, strategy insights, and credit card news.

All2026amexamex-goldamex-platinumannual-feeannual-feesannual-reviewauditbeginnersbilt

June 12, 2026 · 9 min read

The Sapphire Preferred Is Changing June 15: What Matters, What It Costs You, and the One Deadline to Know

Chase announced a Sapphire Preferred refresh on June 10, 2026, and the changes land June 15: new 3x categories, a doubled hotel credit, and a quiet 25% cut to Hyatt transfers. Here is every change with exact dates, what our algorithm says the card is worth, and what we built so your numbers stay right the moment it goes live.

chase · sapphire-preferred · ultimate-rewards

April 10, 2026 · 9 min read

Hotel Points Showdown: Hyatt vs Marriott vs Hilton vs IHG

Hyatt points are worth 2.1¢ each. Marriott: 0.7¢. Hilton: 0.5¢. IHG: 0.6¢. The gap is enormous, and it comes down to portfolio size, award pricing models, and how aggressively each chain dilutes its currency.

hotels · hyatt · marriott

March 3, 2026 · 8 min read

Understanding Cents Per Point: The Single Most Important Metric

Cents per point (CPP) is the one number that tells you whether a redemption is brilliant or terrible. Here's how to calculate it, why it varies so wildly, and the three-tier framework that makes sense of it all.

cpp · valuations · points-value